Benada Investments is an authorised Post Office Agent & LIC Agent in Ujjain, helping families grow their savings through government-backed schemes — safely, reliably, and with personal guidance.
We bring government-trusted financial products to your doorstep in Ujjain, with honest advice and zero hidden charges.
As an authorised Post Office Agent, we help you open and manage government-backed savings schemes — from recurring deposits to fixed income plans — all with guaranteed returns.
India Post · Authorised AgentAs a registered LIC agent, we guide you through life insurance and savings-cum-protection plans from India's most trusted insurer, tailored to your family's needs.
LIC of India · Registered AgentOur mutual fund distribution services are coming soon. We will help you diversify your investments beyond fixed income with professionally managed funds.
Coming SoonAll schemes are backed by the Government of India. Interest rates shown are as per the latest quarter (Jan–Mar 2026). We assist with account opening and paperwork.
| Scheme | Interest Rate (p.a.) | Tenure | Min. Deposit | Best For |
|---|---|---|---|---|
| Recurring Deposit (RD) | 6.7% | 5 Years | ₹100/month | Monthly savers |
| Time Deposit / FD (1 yr) | 6.9% | 1 Year | ₹1,000 | Short-term parking |
| Time Deposit / FD (2 yr) | 7.0% | 2 Years | ₹1,000 | Medium-term goals |
| Time Deposit / FD (5 yr) | 7.5% | 5 Years | ₹1,000 | Tax saving (80C) |
| Monthly Income Scheme (MIS) | 7.4% | 5 Years | ₹1,000 | Regular monthly income |
| Kisan Vikas Patra (KVP) | 7.5% | ~115 months | ₹1,000 | Double your money |
| National Savings Certificate (NSC) | 7.7% | 5 Years | ₹1,000 | Tax saving (80C) |
| Public Provident Fund (PPF) | 7.1% | 15 Years | ₹500/year | Long-term, tax-free |
| Senior Citizen Savings (SCSS) | 8.2% | 5 Years | ₹1,000 | Retirees & senior citizens |
| Sukanya Samriddhi (SSA) | 8.2% | Till girl turns 21 | ₹250/year | Girl child's future |
* Rates subject to quarterly revision by the Government of India. Contact us for the latest rates.
We are not a bank or a corporation — we are your neighbours, committed to your financial wellbeing.
Meet us face-to-face in Ujjain. We handle your paperwork, answer every question, and guide you at every step.
Every Post Office scheme we offer is backed by the sovereign guarantee of the Government of India — zero risk to your principal.
We assist with all documentation — KYC, nomination, forms — so you don't have to figure it out alone.
Speak to us in Hindi or English. We explain schemes clearly without jargon so you make informed decisions.
As a registered LIC agent, we help you choose the right life insurance plan — whether it's for protection, savings, or retirement — with zero pressure and complete transparency.
We are in the process of getting registered as a Mutual Fund Distributor (MFD). Soon, we will offer curated SIP and lump sum mutual fund options to help you beat inflation and grow wealth over the long term.
Interested in mutual funds? Register your interest and we'll reach out as soon as we're ready.
Register Interest